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Are You In A Debt Spiral?

Best Budget Advice Budget

Are You In A Debt Spiral?

PDF | Magazine Debt Spirals... UGH! A debt spiral is pretty much like a bad nightmare where you’re falling into nothingness and can’t get yourself out of it. Many people go through at least one debt spiral in their lifetime because of unexpected expenses, loss of a job, or a medical crisis. Sometimes it’s not your fault that the debt spiral occurs. Other times it’s because your spending habits were out of control. Whatever the reason you find yourself in a debt spiral, it’s time to spend less, make more money – or both.    You're Doing A Financial Freefall......

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Planner Accessories: Peek #1

Plan Planner Goodies

Planner Accessories: Peek #1

KayeCee takes a peek at cute planner accessories. What did she find for Peek #1?

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Time Deposits vs. Demand Deposits

Budget Glossary

Time Deposits vs. Demand Deposits

Have you heard the terms time deposit and demand deposit? Not sure what they mean? Let KayeCee explain... Time Deposit  An interest-bearing bank deposit that is expected to be held within that account until a certain date.  Example: Certificate of Deposit - The bank or credit union creates an account to hold the money that you deposit. The money stays in that account for a specified time. (Generally 30 days to 5 years) If the money is withdrawn early, a penalty is paid.  Demand Deposit A deposit that can be demanded by the account holder at any time. Example: Checking...

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Don't Let That Next Shopping Trip Derail Your Home Organization

Clean & Organize Organizing

Don't Let That Next Shopping Trip Derail Your Home Organization

Must... Ditch... All... The... Things... We've all done the drill. We clean out the clutter, smile proudly, then find our house in chaos and bursting at the seams again 6 months later. What the heck happened? (This post may contain affiliate links. Read my full disclosure policy here.) Stop The Insanity! One problem might be our shopping habits, so before you take that cute little sundress or adorable journal that was on sale to the register, ask yourself some questions: (Ask the same questions about freebies as well. It may be free, but that doesn't mean that it belongs in...

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Pinterest Made Me Do It!

Clean & Organize Home & Garden Home Décor Live Organizing

Pinterest Made Me Do It!

You've Been Pinning Again Today, Haven't You?  We all get that itch to declutter, remodel, and organize everything in sight from time to time.  We go on pinning frenzies and decide to refurbish an end table or turn a mason jar into a soap dispenser. We just KNOW that cute little basket on that last pin is the epic answer to the ugly Q-tip box in the bathroom or we can turn all of those PVC pipes leftover from the plumbing job into storage containers for the garage. What.. ev... er... (This post may contain affiliate links. Read my full disclosure...

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